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HMO Program

Healthcare

    This is an insured program that requires a fixed premium (per enrollee) for a corresponding set of benefits. This healthcare delivery system provides convenient access to cashless medical treatment through a network of first-rate hospitals and clinics nationwide.

what is this product all about?

This is an insured program that requires a fixed premium (per enrollee) for a corresponding set of benefits. This healthcare delivery system provides convenient access to cashless medical treatment through a network of first-rate hospitals and clinics nationwide.

  1. Comprehensive HMO Program: This extensive program package covers In-Patient Care, Outpatient Care, Emergency Services, Preventive Care, Annual check-up, Dental Coverage, and Financial Assistance in case of accidental or natural death.
  2. Unbundled Programs: This presents clients with to choose only select components of the Comprehensive HMO Program that they deem to be suitable for their members.
    • In-Patient Only - This provides coverage for hospital admission due to illness or accident.
    • Outpatient Only - This provides coverage for outpatient consultations, laboratory tests, and treatment for cases that do not require hospital admission.
    • ER Coverage Only - This provides coverage for sudden and unexpected life threatening situations where urgent medical attention is necessary.

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