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Atty. Jose Martin A. Loon, LL.M.

President and CEO

Carolina G. Diangco, CPA

Independent Director

Justice Romeo F. Barza (Ret.)
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Independent Director

Justice Antonio Eduardo
B. Nachura (Ret.)

Independent Director

Atty. Dennis G. Dagohoy
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Director

Retchel E. Go

Director

Elisa G. Nebres

Director

Renmin Salvador R. Andal

Director

Justice Bienvenido L. Reyes (Ret.)

Chairman

Elected as Chairman of the Board of Directors on April 26, 2019. Justice Reyes is a former Associate Justice of the Supreme Court, Associate Justice of the Court of Appeals, and Presiding Judge of the Regional Trial Court of Malabon City. He administered the oath of Rodrigo Duterte as the 16th President of the Philippines during his inauguration rites held at Malacañang Palace on June 30, 2016.

Justice Reyes also served as Board Secretary and Vice President of National Home Mortgage Finance Corporation; Chairman of the Board, Celebrity Sports Plaza; Managing Partner of Reyes Daway Lim Bernardo Lindo and Rosales Law Offices; Vice President, Corporate and Legal Affairs, RC Silverio Group of Companies; Media Specialist, Department of Public Information; Partner, Albano Reyes and Sansano Law.

He was awarded as an Outstanding Bedan Law Alumni, Distinguished Bedan, Huwarang Anak ng Bulacan, Gawad Dangal ng Obando, and Natatanging Obandeño.

He graduated with a Bachelor of Arts degree from the University of Santo Tomas and obtained his Bachelor of Laws from the San Beda College.

Justice Bienvenido L. Reyes (Ret.)

Chairman

Justice Bienvenido Reyes was elected as COCOLIFE Chairman on April 26, 2019. He was a former Associate Justice of the Supreme Court from 2011 to 2017. He administered the oath to Rodrigo Duterte as the 16th President of the Philippines on his inauguration rites held at Malacañang Palace on June 30, 2016.

He was appointed as Associate Justice in the Court of Appeals and was a Presiding Judge in the Regional Trial Court of Malabon. He became the Managing Partner of Reyes Daway Lim Bernardo Lindo and Rosales Law Offices. He was also the Chairman of the Board of Celebrity Sports Plaza and Board Secretary and Vice President of National Home Mortgage Finance Corporation. In addition, he served as Vice President of Corporate and Legal Affairs of the RC Silverio Group of Companies, Media Specialist at the Department of Public Information, and Partner at Albano Reyes and Sansano Law. 

He was honored as an Outstanding Bedan Law Alumni, Distinguished Bedan, Huwarang Anak ng Bulacan, Gawad Dangal ng Obando, and Natatanging Obandeño.

He graduated with a Bachelor of Arts degree from the University of Santo Tomas and obtained his Bachelor of Laws from San Beda College.

Atty. Jose Martin A. Loon, LL.M.

President and CEO

Atty. Jose Martin Loon is a director of COCOLIFE since June 29, 2018. He is currently the President and CEO of COCOLIFE. 

He is the founding partner of Yebra De Jesus Loon Law Offices. He is also Legal Counsel/Confidential Assistant to Inigo & Mercedes Zobel, Consultant at the Office of the President, San Miguel Corporation, Independent Director at Cyberbay Corporation, and a Professorial Lecturer in Insurance Law at the University of the Philippines.

His previous professional experience includes being a Member of the Consultative Committee to Review the 1987 Constitution, as appointed by President Rodrigo R. Duterte. He was a Professorial Lecturer in International Security Studies and Politics & Governance at the Ateneo de Manila University, and in Legal Research, Persons and Family Relations Law and Transportation Law the Manuel L. Quezon University Law School, and other law schools.

He was also Special Assistant to the Chairman of the Government Service Insurance System (GSIS), a Consultant at the Senate of the Philippines, a Legal Intern at Poblador, Bautista & Reyes Law Office and at the University of the Philippines College of Law Office of Legal Aid.

He graduated in 2008 from the Ateneo de Manila University with a Bachelor of Arts degree, Major in Political Science. He pursued his law studies at the University of the Philippines, College of Law with a Juris Doctor degree. He has a Master of Laws in National Security Law from Georgetown University, Washington, District of Columbia. His educational background consists of being an Associate at the Georgetown Human Rights Institute, the Philippine Delegate for the Harvard University Project for Asian and International Relations, and Panel for Security and Diplomacy, Harvard University, Cambridge, Massachusetts.

Franz Joie D. Araque

Executive Vice President
Head of Healthcare Division

Franz Araque is the Executive Vice President and Head of the Healthcare Division. He was the former Head of Sales, Marketing, and Admin Department of COCOLIFE’s Healthcare Division. 

Prior to this, he served as the Executive Director of Health Assist, Inc., a former Financial Advisor at Cocoplans, Inc., and a Sales Manager at Maxicare Healthcare Corporation. He is concurrently a Cocolife Foundation, Inc. Board of Trustee. 

He graduated from Emilio Aguinaldo College with a Bachelor of Science degree in Occupational Therapy.

Andy L. Tan

Executive Vice President
Head of Investments Division

Andy Tan brings years of experience in finance and management as the Executive Vice President and Head of the Investment Management Department. 

He is a former Trust Marketing Head at the Asia United Bank, a former Accounting Officer at the Asiatrust Bank, and a former Institutional Sales Head At Securities 2000, Inc. 

He has a Master’s degree in Business Administration, Bachelor of Science in Commerce, Major in Business Management, and Bachelor of Arts in Humanities degrees from the De La Salle University Manila

Virginia D. Cunanan, CPA

Senior Vice President
Chief Accountant

Virginia Cunanan is currently the Senior Vice President and Chief Accountant of COCOLIFE. She is a Certified Public Accountant and a former auditor at Sycip, Gorres, Velayo & Co.

She graduated with a Magna Cum Laude in Bachelor of Science in Business Administration, Major in Accounting at the University of the East, Manila.

Maricar M. Mangulabnan

Senior Vice President
Group Marketing

Maricar Mangulabnan is the Senior Vice President and Head of the Group Marketing Division, bringing with her years of experience in group insurance and business development. 

She has a Bachelor of Science degree in Business Administration, Major in Marketing from the Pamantasan ng Lungsod ng Maynila, and a Cum Laude in Masters in Business Administration from the University of Santo Tomas.

Joseph Mark Y. Ronquillo

Senior Vice President
Head of Retail Distribution Division

Joseph Ronquillo is the Senior Vice President and Head of Retail Distribution Division of COCOLIFE. 

He was the former Head of Alternative Distribution Channels, Telemarketing and Promo Sales Operations. Prior to this, he was the Assistant Vice President of Alternative Distribution at Cocoplans. He is currently a Cocolife Foundation, Inc. Board of Trustee. 

He is certified in the Activity Management Program by John Hancock, Strategy Business Environment and Strategic Marketing Management by the UK Metropolitan School of Business and Management. He is a graduate of the St. Augustine School of Nursing.

Atty. Amado E. Tayag

Senior Vice President
Legal

Atty. Amado Tayag is the Senior Vice President of COCOLIFE’s Legal Department. 

He brings with him years of experience as the former Chairman of PLIA Legal and Legislative Committee, former Senior Partner at Divina Law, former Managing Partner at Tayag and Santiago Law Offices, and former Senior Lawyer at Carag Caballes Jamora and Somera Law Offices. 

He was a Rector’s Awardee for Academic Excellence in the Field of Law, and was a recipient of the Plaque of Appreciation from the Insurance Commission for his invaluable contribution in crafting the New Insurance Code. 

He has a Bachelor of Arts degree in Philosophy, graduated as Valedictorian and Magna Cum Laude in Bachelor of Laws, and earned his Master in Law from the University of Santo Tomas.

Atty. Alloysius R. Yebra

Senior Vice President
Risk Management and Compliance Division

Atty. Alloysius Yebra is the Senior Vice President and Head of Risk Management and Compliance Division of Cocolife and concurrent Director of COCOGEN Insurance.

He was a former Associate of Sycip Law, and former Junior Partner of the Rosal, Reyes & Associates Law Firm. He was also a Professor of Criminal Law and Public International Law at the University of the East College of Law, as well as a Lecturer of Criminal Law and Labor Law at the Legal Edge Bar Review Center. 

He obtained his Bachelor of Arts from the University of Santo Tomas. He was Number 1 in his graduating class at San Beda College of Law.

Maria Katarina V. Bernardino

Senior Vice President
Chief Actuary

Maria Katarina Bernardino is currently the Senior Vice President and Chief Actuary of COCOLIFE. 

She brings with her over 14 years of industry experience and expertise in finance, investments, strategy, actuarial, and risk. She was the former Vice President and Head of Risk of Philam-AIA Philippines. She is currently a Member of the Board of the Actuarial Society of the Philippines.

Graduating as Class Valedictorian & Magna Cum Laude in Bachelor of Science in Statistics from the University of the Philippines- Diliman, she also obtained her Professional Masters of Applied Mathematics from the same institution.

Atty. David Roy C. Padin

Senior Vice President
Chief Financial Officer
Head, Corporate Finance and Strategy Division
Head, External Affairs and Government Relations

David Roy Padin is the Senior Vice President, Head of the Corporate Finance and Strategy Division, and Head of External Affairs and Government Relations.

He took up Bachelor of Arts in Political Science and minored in Economics at the University of San Carlos. He obtained his Juris Doctor degree from the University of the Philippines College of Law where he also served as the Law Representative of the UP Diliman Student Council.

Jessica Joyce C. Santos

Senior Vice President
Head of Loans

Jessica Joyce Santos is the Senior Vice President of the Loans Department.

She has been in the field of credit evaluations; and financial projections and analysis before joining Cocolife. Her past employments include serving as a Credit Analyst at BDO Unibank, Inc. and as a Relationship Manager at Metropolitan Bank and Trust Company. She graduated Cum Laude from the University of the Philippines – Diliman with a degree in Business Administration. She is also a member of the UP Diliman’s Phi Kappa Phi Honor Society, along with the top 10% of batch 2011 graduates.

Atty. John Nowell R. Cruz

Senior Vice President
Human Resources and Administrative Services Division

Atty. John Nowell Cruz is the Senior Vice President and Head of the Human Resources and Administrative Services Division. Prior to joining COCOLIFE, he was the Vice President of the Compliance Division of COCOGEN Insurance, Inc.

He is a former Associate of the Litigation and Dispute Resolution Department at the Angara Abello Concepcion Regala & Cruz Law Offices (ACCRA) from 2017 to 2020; and Law Intern for the University of the Philippines Office of Legal Aid from 2015 to 2016.

He obtained his Juris Doctor from the University of the Philippines College of Law and his Bachelor of Arts in Political Science degree from the Ateneo De Manila University. He is a member of the Integrated Bar of the Philippines – Quezon City Chapter as well as the Philippine Bar Association.

Fredelito J. Ferrer

First Vice President
Head of Information Technology Division

Fredelito Ferrer is currently the First Vice President and Head of Information of the Technology Division.

He has developed expertise through years of experience as the former Vice President and Head of IT Group of the Bank of Makati and of the Optimum Development Bank (AllBank), and as the former Assistant Vice President and Head of the Systems and Development Division of the Eastwest Banking Corporation. 

He is a Certified DevOps Practitioner with a Bachelor of Science degree in Business Administration from the San Sebastian College Recoletos.

Atty. Jan Darryl C. Dimaculangan

First Vice President
Chief of Staff, Office of the President
Head, Special Concerns Department

Atty. Jan Darryl Dimaculangan is currently First Vice President, Chief of Staff of the Office of the President and concurrent Head of the Special Concerns Department.

He has years of experience in the field of Law as a former Legal Assistant at the Bantog & Andaya Law Office, former Legal Counsel of the Leviste Group of Companies, and a former Confidential Assistant at the Bureau of Customs.

He completed his Bachelor of Laws at the San Beda College of Law and graduated in the top 10% of his class. He earned his Bachelor of Science in Electronics and Communications Engineering as a full City Scholar at the Pamantasan ng Lungsod ng Maynila.

Ma. Rowena J. Asnan

Vice President
Head, Marketing and Research Division

Rowena Asnan is currently the Vice President and Head of Marketing and Corporate Communications. 

She honed her expertise in strategic marketing, corporate communications, product development, and market research from her previous stints in the research industry, advertising and insurance industry. She was a Marketing Research & Intelligence Officer at Philam Life and former Marketing Services Manager at Berkley International Life. 

She is an Associate in Customer Service and Life Management Institute and a former Board Secretary of the Philippine Marketing Association. 

She earned her Bachelor of Science degree in Statistics from the University of the Philippines.

Janus Le-An I. Dellava

Vice President
Head, Sales Training, Engagement and
Media Productions Division

Janus Le-An Dellava is currently the Vice President and Head of the Distribution Channels and Training Department.

His notable achievements include being a recipient of the Ten Outstanding Students of the Philippines Award in 2008, the Ayala Young Leaders of 2007, and the Bayer Young Envoy to Germany in 2007.

He is a former Segment Producer at the Kabataan Xpress – Probe Media Foundation, a former Beat Reporter for ABS – CBN Regional Network Group, and a Resource Person for the Child Participation Rights of UNICEF in Bangkok, Thailand in 2007. He has gained years of sales training experience as an Assistant Manager and Activation Officer at Pru Life UK. 

He is a Bachelor of Arts in Broadcasting Communication graduate from the University of the Philippines.

Mark Anthony F. Arbis

Vice President
Head of Operations Division

Mark Anthony Arbis is currently the Vice President and Head of Operations Division.

He is the former Head of Talent Acquisition, Development and Engagement Department of COCOLIFE. He gained years of experience as an HR and HR professional from the Metrobank Card Corporation, and HR and branding consultant for IT and Legal organizations in the Philippines and in the USA. He is the 2022 President and a Member of the Board the Association for Service Professionals for Life Insurance.

He graduated Bachelor of Arts in Classical Studies – Cum Laude, a Bachelors of Philosophy – Cum Laude, and earned his Licentiate in Philosophy – Magna Cum Laude, from the University of Santo Tomas.

Elmore Edward J. Ornelas

Vice President
Chief Communications Officer Deputy
Head, Corporate Strategy Department

Elmore Ornelas is currently the Chief Communications Officer and Deputy Head of the Corporate Strategy Division of Cocolife.

He has years of experience in government and public relations as he previously served in all branches of government. He was the former Executive Assistant to the Presiding Justice of the Court of Appeals. He served as a Chief of Staff in the Consultative Committee to review the 1987 Constitution. He was also a former Political Affairs Officer in the House of Representatives.

He obtained his Bachelor of Science in Legal Management with a minor in International Business from the Ateneo de Manila University and his Juris Doctor degree from the University of the Philippines – College of Law.

Atty. Narciso P. Nario, Jr.

Atty. Nario holds Bachelor’s degrees in Arts and in Law from the Pontifical University of Santo Tomas. He is currently the Corporate Secretary of Cocolife. Prior to joining Cocolife, Atty. Nario served as Group Corporate Secretary, Head of Legal Department and Vice President of the Corporate Services Division at the Coconut Industry Investment Fund (CIIF) Oil Mills Group, and as the HR Head of the United Coconut Chemical Inc. (COCOCHEM).

Atty. Dan Marco R. Del Rosario

Atty. Del Rosario is currently the Deputy Corporate Secretary of Cocolife. Aside from his role of overseeing regulatory and statutory responsibilities, he also serves as the Deputy Data Privacy Officer and a lawyer under the Legal Division. Atty. Dan took up Bachelor of Science in Legal Management at the Ateneo de Manila University and earned his Juris Doctor degree from the University of the Philippines College of Law.

Maria Floraida C. Endozo

Maria Floraida Endozo is currently the First Vice President of the Actuarial Department.

She honed her expertise from years of experience in the insurance industry as a former Senior Manager at Pru Life UK and Great Life Financials. 

She has double degrees in Bachelor of Science in Psychology and Bachelor of Science in Mathematics, graduating Magna Cum Laude from the University of the Philippines.

Lynie A. Antonio

Lynie Antonio is currently the Vice President and Head of the Sales Support Department, working for Cocolife for over 29 years.

She obtained her Bachelor in Computer Data Processing Management from the Polytechnic University of the Philippines.

Maria Nerissa C. Enriquez

Maria Nerissa Enriquez fulfills her position as the Vice President and Head of the Bancassurance Department. 

She was a former Junior Auditor at PLDT RCB before she joined the company, becoming the Senior Auditor of Cocolife Audit Department, and the former Head of Bancassurance Sales Support Section. She is also an Associate in Customer Service (ACS). 

She completed her Bachelor of Science in Commerce, Major in Accountancy at the St. Paul College of Manila.

Rowena P. Memije

Rowena Memije is currently the Vice President and Head of the Internal Audit.

She brings with her years of experience from her previous employment at Prudential Educational Plan Inc. and Stratos Construction Co. She is also a member of the Institute of Internal Auditors of the Philippines.

She took up Bachelor of Science in Accounting at the University of the East. She was a Dean’s Lister during her Executive Masters in Business Administration (EMBA) at the De La Salle University in Dasmariñas and obtained her Doctorate in Business Administration from the same institution.

Edward Robin V. Gonzales

Edward Robin Gonzales is the Vice President and Head of the Acquisition and Expansion Department. 

His past employments gave him extensive knowledge in insurance, some of which include being a former Training Officer at the ING Life, a former Training Specialist at AETNA Life, and a former Marketing Executive at Pru Life UK. He was a recipient of the Area Head of the Year award during his stint as Area Head of the Northeast Luzon Operations. 

He completed his Bachelor of Science degree in Computer Science at the Emilio Aguinaldo College.

Frederico P. Rona

Frederico Rona is the Vice President and Head of the Alternative Distribution Channels

He brings with him years of experience in the insurance industry, from his previous employments including being the Senior Manager and Training Officer at Philam Plans, Inc., and the Regional Manager at All Asia Plans, Inc. 

He is a Bachelor of Science in Psychology graduate of the Far Eastern University.

Maria Cecilia De Mesa-Rosario

Maria Cecilia De Mesa-Rosario is currently the Vice President and Head of the Agency Channel.

She has shared her expertise in the insurance industry for over 30 years. She is a multi-awarded sales professional, becoming the President and Chairman’s Circle awardee, an eight-time Million Dollar Round Table (MDRT) member, and a former Court of the Table member. She was also the President of the Life Underwriters Association of the Philippines (LUAP) and the former Honorable Secretary of the Asia Pacific Financial Services Association (APFinSA). 

She graduated from the Polytechnic University of the Philippines with a Cum Laude in Bachelor of Science in Accountancy.

Rowena M. Agustin

Rowena Agustin is the Vice President and Head of Promo Sales Department.

She brings with her years of experience in the insurance industry from her previous employments at the Philippine Prudential Life Insurance Company, Danvil Plans Inc., and Berkley International Plans. 

She graduated from the United Doctors Medical Center with a Bachelor of Science degree in Nursing.

Melanio B. De Vicente, Jr.

Melanio De Vicente is the Vice President and Head of the Digital Innovation and Growth Department.

He held several executive positions in esteemed companies in the Philippines, including being the former Vice President and Head of National Sales of Food Panda Philippines and FinTech First Circle Philippines, the former Co-Founder and Country Head of KFIT/ Fave Philippines, and the former CEO of Groupon Philippines. He is also a Co-Founder and CEO of Crate Philippines.

He obtained his degree in Computer Systems Design and Programming from AMA Manila.

Bayan I. Magallon

Bayan Magallon shares his experience with Cocolife as the current Assistant Vice President for Risk Management and Compliance Division. 

In the past, he had served as Cocolife’s Audit Assistant for the Internal Audit Department (2002 – 2006), Lead Information Systems Architect for the IT Department (2006 – 2008), and Senior Manager for the Risk Management & Compliance Division and Internal Audit Department. He was formerly an Audit Assistant for the University of the East – Caloocan (2001 – 2002), and an Audit Staff for the University of the East – Manila (1997 – 2001). 

He obtained his Bachelor of Science degree in Accountancy from the University of the East and his Masters in Business Administration from Far Eastern University.

Atty. Jeane Benalda Ruth M. Yaneza

Atty. Jeane Benalda Ruth Yaneza is currently the Assistant Vice President for the Risk Management and Compliance Department.

She was an Associate at Sycip Salazar Hernandez & Gatmaitan from 2017 until 2019. 

She has a Bachelor of Arts degree in Communication Arts from the University of the Philippines – Los Baños and a Bachelor of Arts degree in History from the University of the Philippines – Diliman as her pre-laws. Moreover, she obtained her Juris Doctor from the University of the Philippines College of Law.