Why Choose Cocolife Kalinga?
Life Insurance Coverage
Cocolife Kalinga provides guaranteed life insurance protection equal to 100% of your plan’s face amount; your family’s financial needs will surely be taken care of in case of your untimely demise.
Critical Illness Coverage
Receive a lump-sum cash payout upon diagnosis of any of 36 covered critical illnesses, including heart attack, stroke, and cancer. This helps cover medical and treatment expenses during hospitalization and recovery.
Hospitalization Income Benefit
Get daily cash assistance for each day of hospital confinement due to illness, critical disease, or injury. This helps with hospital bills and everyday expenses while you’re unable to work.
Waiver of Premium
Stay covered even if you're unable to work due to disability. Your premiums will be waived, so your protection continues.
Flexible Plan Options
Customize your plan to fit your budget and financial goals. You can choose to be covered for 10 years, 20 years, or up to age 65.
Renewable Coverage
Renew your coverage depending on your chosen variant, without any hassle.
Ready to protect your future?
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When you care deeply for your family, you want to protect them in every way.
But medical emergencies or sudden loss can quickly drain your resources.
Cocolife Kalinga is designed to help you care with confidence—without straining your budget.
Why Choose Cocolife Kalinga?
Life Insurance Coverage
Cocolife Kalinga provides guaranteed life insurance protection equal to 100% of your plan’s face amount; your family’s financial needs will surely be taken care of in case of your untimely demise.
Life Insurance Coverage
Critical Illness Coverage
Receive a lump-sum cash payout upon diagnosis of any of 36 covered critical illnesses, including heart attack, stroke, and cancer. This helps cover medical and treatment expenses during recovery.
Hospitalization Income Benefit
Get daily cash assistance for each day of hospital confinement due to illness, critical disease, or injury. This helps with hospital bills and everyday expenses while you’re unable to work.
Waiver of Premium
Stay covered even if you're unable to work due to disability. Your premiums will be waived, so your protection continues.
Flexible Plan Options
Customize your plan to fit your budget and financial goals. You can choose to be covered for 10 years, 20 years, or up to age 65.
Renewable Coverage
Renew your coverage depending on your chosen variant, without any hassle.
Plan Packages
Frequently Asked Questions
Who can get Cocolife Kalinga?
Eligibility for Cocolife Kalinga depends on the package you choose:
> Kalinga 10: 5–60 years old (Basic), 5–55 years old (Preferred)
> Kalinga 20: 5–50 years old (Basic & Preferred)
> Kalinga 65: 5–55 years old (Basic & Preferred)
How much is the coverage?
You can choose between ₱500,000 and ₱1,000,000 coverage for both life and critical illness benefits.
How much is the hospitalization income benefit?
With Kalinga Preferred, you get ₱1,000 daily cash assistance from the first day of hospital confinement, provided your stay lasts at least three days. This benefit is payable for up to 365 continuous days of confinement. Additionally, you receive an extra daily cash benefit for ICU stays, covering up to 120 continuous days per confinement.
How do I pay for the plan?
You can choose to pay monthly, quarterly, semi-annually, or annually.
Can I renew my plan?
Yes, you can renew Kalinga every 10 years (Kalinga 10) and every 20 years (Kalinga 20) until you reach age 70. Kalinga 65 does not require renewal, as it provides coverage until age 65.
What happens if I become disabled and can’t work?
Under Kalinga Preferred, your premiums will be waived if you become disabled and unable to work, so your coverage continues without interruption.
What is the payor’s benefit?
If the insured is a child (age 5–17), this benefit waives all future premiums if the parent or guardian (the payor) dies or becomes disabled—so the child stays protected.
** All product benefits are subject to terms and conditions.
When you care deeply for your family, you want to protect them in every way. But medical emergencies or sudden loss can quickly drain your resources.
Cocolife Kalinga is designed to help you care with confidence—without straining your budget.
Cocolife Kalinga is an affordable term insurance plan that provides guaranteed life and health protection.
It offers financial support when you need it most—whether for your family’s future or if you undergo a health emergency.
What is Cocolife Kalinga?
