The Insurance Commission issued this Circular Letter to provide guidance on the relief measures that insurance companies, HMOs, and related entities may extend to policyholders, planholders, members, and the public during a State of National Emergency or Calamity. These guidelines aim to ensure continued access to essential services, financial assistance, and customer support during times of crisis and unforeseen events.
For more information, you may access the full text of the circular here: IC Circular Letter No. 2026-11.
