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Our Team

Justice Bienvenido L. Reyes (Ret.)

Chairman

Atty. Jose Martin A. Loon, LL.M.

President and CEO

Carolina G. Diangco, CPA

Independent Director

Atty. Dennis G. Dagohoy

Director

Elisa G. Nebres

Director

Renato M. Dizon

Director

Renmin Salvador R. Andal

Director

Gen. Arturo B. Ortiz (Ret.)

Director

Adm. Alexander P. Pama (Ret.)

Independent Director

Gen. Eduardo SL. Oban Jr.

Director

Atty. Narciso P. Nario. Jr.

Senior Vice President Office of the Corporate Secretary

Atty. Dan Marco Del Rosario

First Vice President Deputy Corporate Secretary Office of the Corporate Secretary/Legal

Atty. Jose Martin A. Loon, LL.M.

President and CEO

Andy L. Tan

Executive Vice President and
Head of Investments Division

Atty. Alloysius R. Yebra

Executive Vice President and
Head of Healthcare Division

Virginia D. Cunanan, CPA

Executive Vice President,
Chief Accountant and
Head of Accounting Division

Atty. Amado E. Tayag

Senior Vice President,
Chief Legal Officer and
Head of Legal Division

Atty. Michael D. Guevarra

Senior Vice President and
Head of Human Resources and Administrative Services Division

Jessica Joyce C. Santos

Senior Vice President and
Head of Loans Department

Jose Mari Alfonso G. Aquino

Senior Vice President and
Head of Operations Division

Maricar M. Mangulabnan

Senior Vice President and Head of Group Sales and Marketing Division

Maria Katarina V. Bernardino

Senior Vice President, Chief Actuary
and Head of Actuarial Division

Atty. Jan Darryl C. Dimaculangan

Senior Vice President and Head of Risk Management and Compliance Division

Atty. Paulo N. Rabanal

Senior Vice President and head corporate finance and strategy division

Fredelito J. Ferrer

First Vice President and
Head of Information Technology Division

Atty. Elmore Edward J. Ornelas

Senior Vice President Chief Communications Officer and Head of Branding and Corporate Communications Division

Atty. Van Lee Roy C. Devesa

Senior Vice President and Head of
Brokers Relations Office, and
External Affairs and Government
Relations Department

Ma. Rowena J. Asnan

First Vice President and
Head of Marketing and Research Department

Daniel C. Abraham

Vice President and
Chief-of-Staff, Office of the President

Frederico P. Rona

Vice president head of
commercial business and sales division

Atty. Gerard John P. Caisip

Senior Vice President and
Head of the Corporate Finance
and Strategy Division

Board of Directors

Justice Bienvenido L. Reyes

Chairman

Atty. Jose Martin A. Loon, LL.M.

President and CEO

Carolina G. Diangco, CPA

Independent Director

Atty. Dennis G. Dagohoy

Director

Elisa G. Nebres

Director

Renato M. Dizon

Director

Renmin Salvador R. Andal

Director

Ret. Gen. Arturo B. Ortiz

Director

Ret. Adm. Alexander P. Pama

Independent Director

Ret. Gen Eduardo SL. Oban Jr.

Director

Office of the Corporate Secretary

Atty. Narciso P. Nario. Jr.

Senior Vice President and Corporate Secretary

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Atty. Dan Marco Del Rosario

First Vice President and Deputy Corporate Secretary

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Management Committee

Atty. Jose Martin A. Loon, LL.M.

President
Chief Executive Officer

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Andy L. Tan

Executive Vice President and Head of Investments Division

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Atty. Alloysius R. Yebra

Executive Vice President and Head of Healthcare Division

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Virginia D. Cunanan

Executive Vice President Chief Accountant and Head of Accounting Division

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Atty. Amado E. Tayag

Senior Vice President, Chief Legal Officer and Head of Legal Division

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Atty. Michael Guevarra

Senior Vice President head of Human Resources and Administrative Services Division

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Jessica Joyce C. Santos

Senior Vice President and Head of Loans Department

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Maricar M. Mangulabnan

Senior Vice President and Head of Group Sales and Marketing Division

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Atty. Jan Darryl C. Dimaculangan

Senior Vice President and Head of Risk Management and Compliance Division

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Jose Mari Alfonso G. Aquino

Senior Vice President and Head of Operations Division

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Maria Katarina V. Bernardino

Senior Vice President Chief Actuary and Head of Actuarial Division

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Atty. Paulo N. Rabanal

Senior Vice President and Head Corporate Finance and Strategy Division

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Atty Elmore Edward J. Ornelas

Senior Vice President,
Chief Communications Officer and Head of Branding and Corporate Communications Division

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Van Lee Roy C. Devesa

Senior Vice President and Head of Brokers Relations Office, Head of External Affairs and Government Relations Department

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Fredelito J. Ferrer

First Vice President and Head of Information Technology Division

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Ma. Rowena J. Asnan

First Vice President and Head of Marketing and Research Division

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Frederico P. Rona

Vice President and Head of Commercial Business and Sales Division

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Daniel C. Abraham

Vice President Chief Executive Assistant, Chief-of-Staff

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Expanded Management Committee

Maria Floraida C. Endozo

First Vice President and Deputy Head of Actuarial Division

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Lynie A. Antonio

Vice President and Head of Sales Support Section, Business Development Department

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Rowena P. Memije

Vice President and Head of Internal Audit Department

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Edward Robin V. Gonzales

Vice President and Chief Agency Officer and Head of Acquisition, Expansion and Product Development

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Rowena M. Agustin

Vice President and Head of Mallassurance Department

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Melanio B. De Vicente, Jr.

Vice President and Head of Digital Innovation for Sales and Growth Department

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Jeff Gabriel M. Cruz

Vice President and Head of Corporate Strategy Department

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Bayan I. Magallon

Vice President, Head of Administration Department Healthcare Division

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Atty. Jeane Benalda Ruth M. Yaneza

Vice President, Data Protection Officer, Risk Management and Compliance Division

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Key Management Officers

Atty. Rex D. Lampa

First Vice President and Deputy Head of Legal Division

Angelita A. Trinidad

First Vice President Head of Branch Services Department, Head of Customer Care Department – Healthcare

Rita Aurora O. Bernad-Ventura

First Vice President Head of Compensation and Benefits Department – HRASD

Joseph Mark Y. Ronquillo

First Vice President Head of Business Development Department – Brokers Relations Office

Ma. Mirasol Z. Sanchez

First Vice President Head of Portfolio Management Department – Investments

Marissa M. Onglengco

First Vice President and Head of Mass Marketing Sales Administration Department – Investments

Christopher V. Tan

First Vice President and Head of Sales and Marketing Department – Healthcare

Michelle V. Javier

First Vice President and Head of Group Term Life Department

Maricel S. Manao

First Vice President Head of Group Credit Life Department

Atty. James Bryan Tan

Vice President and Legal Officer

Jefferson F. Calipjo

Vice President Head of Account Management Unit – Healthcare

Dr. Anna Karmela O. So

Vice President and Medical Director Head of Medical Services Department – Healthcare

Atty. Manuel Antonio M. Mendoza

Vice President Head of Accounting Department – Healthcare

Roger Martin F. Ruiz

Vice President Head of Talent Acquisition, Development and Engagement Department – HRASD

Atty. Ryan Anthony S. Malit

Vice President Head of Small Claims Section

Atty. Sherwin M. Tio

Vice President Head of Billing and Collection – Healthcare

Teresa Dr. Bose

Vice President Head of Customer Experience Department

Laiza T. Mercado

Vice President Head of Training and Communications Department – Healthcare

Atty. Remegio D. Mora Jr.

Assistant Vice President and Litigation Officer

Sami R. Al-Mualem

Assistant Vice President Head of Corporate Actuarial Department

Carl John H. Canilao

Assistant Vice President and Head of Bancassurance Department

Aries Christopher P. Conde

Assistant Vice President Bancassurance Regional Head – NCR

Frances M. Querubin

Assistant Vice President Head of Management and Fixed Assets Accounting Department

Engr. Jerry V. Tayag

Assistant Vice President and Head of Systems Development Department

Virsalon Z. Manlulu

Assistant Vice President and Head of Technical Support Department

Annlace Krystle M. Villegas

Assistant Vice President and Head of Corporate Loans Section

David Chris Y. Baldemor

Assistant Vice President Business Development Section – Healthcare

Ana Maria R. De Vera

Assistant Vice President Head of Migrants Insurance Department

Leah D. Malsi

Assistant Vice President Project Management Department

Michael Mike M. Pulmano

Assistant Vice President Head of Distribution, Events and Engagement Unit

Ramon Alfonso B. Ereñeta

Assistant Vice President External Affairs and Government Relations Department

Atty. Clarisa Belo

Assistant Vice President Head of Sales and Investment Monitoring and Collection Department – CFSD

Atty. Amil Jibril Ahmad B. Tamano

Assistant Vice President Compliance Officer Technical Services and Compliance Department- Healthcare

Claro Lorenzo G. Baarde

Assistant Vice President Head of Technical Services and Compliance Department- Healthcare

Janeth Z. Villanueva

Assistant Vice President Head of Cash Management Department

Ana-liza C. Gonsalves

Assistant Vice President,  Head of Customer Care Center Section

Joseph John B. Carpiso

Assistant Vice President  Head of Products Department

Maribel C. Saulo

Assistant Vice President  Head of Claims Section – Healthcare

Mila Grace O. Bugarin

Assistant Vice President Head of Underwriting Department

Norma E. Gojar

Assistant Vice President Head of Field Operations Department

Remilyn B. Villavicencio

Assistant Vice President Head of Financial Reporting Department

Atty. Jane Marie Bianca B. Carillo

Assistant Vice President Legal Officer

Liza S. Jasmines

Assistant Vice President Accounts Administration Section Head Mass Marketing – Sales Admin Department 

Ronaldo DG. Vallencia

Assistant Vice President Co-head Sales and Investment Monitoring and Collection Department – CFSD

Engr. Amos Carlos C. Sanchez

Senior Manager and Head of Facilities Management Department

Catherine Jane G. Sigue

Senior Manager and Head of IT Service Management Department

Mary Rose G. Cano

Senior Manager Head of Claims Department

Monaliza Q. Alcabedos

Senior Manager Head of Fund Administration Department

Allen Dale M. Carbonera

Senior Manager Head of Engagement and Productions Department – Branding and Corporate Communications Division

Regina C. Cervantes

Manager Head of Policy Administration Department

Michelle D. Rogando

Manager Head of Tax Compliance & Expense Monitoring Section

Jeffrey A. Opiana

Manager Head of Premium Accounting Department

Herjamy A. Bersuela

Manager Data Governance Officer

Ma. Rowena E. Ventura

Senior Assistant Manager Head of System and Project Management Department – Operations

Philip R. Zamora

Senior Assistant Manager Head of Financial Accounting Department 

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Justice Bienvenido L. Reyes (Ret.)

Chairman

Justice Bienvenido Reyes was elected as COCOLIFE Chairman on April 26, 2019. He was a former Associate Justice of the Supreme Court from 2011 to 2017. He administered the oath to Rodrigo Duterte as the 16th President of the Philippines on his inauguration rites held at Malacañang Palace on June 30, 2016.

He was appointed as Associate Justice in the Court of Appeals and was a Presiding Judge in the Regional Trial Court of Malabon. He became the Managing Partner of Reyes Daway Lim Bernardo Lindo and Rosales Law Offices. He was also the Chairman of the Board of Celebrity Sports Plaza and Board Secretary and Vice President of National Home Mortgage Finance Corporation. In addition, he served as Vice President of Corporate and Legal Affairs of the RC Silverio Group of Companies, Media Specialist at the Department of Public Information, and Partner at Albano Reyes and Sansano Law. 

Elected as Chairman of the Board of Directors on April 26, 2019. Justice Reyes is a former Associate Justice of the Supreme Court, Associate Justice of the Court of Appeals, and Presiding Judge of the Regional Trial Court of Malabon City. He administered the oath of Rodrigo Duterte as the 16th President of the Philippines during his inauguration rites held at Malacañang Palace on June 30, 2016.

Justice Reyes also served as Board Secretary and Vice President of National Home Mortgage Finance Corporation; Chairman of the Board, Celebrity Sports Plaza; Managing Partner of Reyes Daway Lim Bernardo Lindo and Rosales Law Offices; Vice President, Corporate and Legal Affairs, RC Silverio Group of Companies; Media Specialist, Department of Public Information; Partner, Albano Reyes and Sansano Law.

 

He was awarded as an Outstanding Bedan Law Alumni, Distinguished Bedan, Huwarang Anak ng Bulacan, Gawad Dangal ng Obando, and Natatanging Obandeño.

He graduated with a Bachelor of Arts degree from the University of Santo Tomas and obtained his Bachelor of Laws from the San Beda College.

Atty. Jose Martin Azcarraga Loon, LL.M.

President and Chief Executive Officer

·       Atty. Jose Martin Loon has been a Director of Cocolife since June 29, 2018. He is currently the President and CEO of Cocolife.

He obtained his Masters of Law degree from Georgetown University Law Center, USA. He pursued his law studies at the University of the Philippines College of Law where he was a member of the Order of Purple Feather – the UP Law Honor Society and the UP University Student Council. He finished his Bachelor of Arts degree at the Ateneo de Manila University.

 

He is the Legal Counsel and Confidential Assistant to business tycoon Inigo Zobel, a Consultant at the Office of the President of San Miguel Corporation, Independent Director at Cyberbay Corporation and a Professorial Lecturer at the University of the Philippines College of Law and the San Beda College of Law.

 

He was appointed by President Rodrigo R. Duterte as the Youngest Member of the Consultative Committee to Review the 1987 Constitution in 2018 at the age 31. He is also the founding partner of the Yebra Devesa Loon Santos Hernandez Law Offices.

Carolina G. Diangco, CPA

Independent Director

Carolina Diangco is a director of COCOLIFE since November 26, 1998. She was recently elected as an Independent Director on January 22, 2021. She is also currently a member of the Board of Directors of the Bank of Commerce, COCOLIFE Asset Management Co. Inc. (CAMCI), and COCOGEN Insurance. 

She was previously a member of the Board of Directors of United Coconut Planters Bank and UCPB Rural Bank.

She also held the position of Treasurer for the following companies: UCPB CIIF Finance and Development Corporation, UCPB Foundation Corporation and UCPB Securities Inc, and was the Controller of Mastercaterers Inc, UCPB Condominium Corporation and UCPB Properties, Inc. 

Her previous professional experience includes the following: SVP-Controller at United Coconut Planters Bank; and Consultant at Central Visayas Finance Corporation.

She graduated from the University of the Philippines in 1963 with a Bachelor of Science degree in Business Administration, Major in Accountancy.

Atty. Dennis G. Dagohoy

Director

Atty. Dennis Dagohoy was elected as COCOLIFE Director on April 26, 2019. At present, he is the President of Cocoplans, Inc. and a full-time law practitioner. 

His professional experience includes the following: Assistant Vice President for Mindanao, Cocoplans, Inc.; Division Manager, Pryce Plans; Sales Manager, Prudential Life Plan; Chief Accountant and Officer-in-Charge, FMDA Corp.; Chief Accountant/Administrative Officer, Homes Group Inc.; and Auditor, Joaquin Cunanan & Co. Pricewaterhouse Phil. He also taught law subjects at the University of Mindanao, Commerce Department in Davao City from 1994-1996.

He graduated from Ateneo de Davao University with a Bachelor’s Degree in Accounting and obtained his Bachelor Degree in Law from the same school.

Elisa G. Nebres

Director

Elisa Nebres was elected as Director of COCOLIFE on March 26, 2021. She has been in public service since 1989. She held several elective positions in the Local Government of Camalig, Albay, starting as a Barangay Kagawad and later on elected to several positions at the Sangguniang Bayan. She was President of the Association of Barangay Captains for 8 years (1994 – 2002), Municipal Councilor for 6 years (2004 – 2010), and eventually, the town’s Vice Mayor for 2 consecutive terms (2010 – 2016). Concurrent to these positions, she also served as Secretary General of the Philippine Councilors League (PCL) – Albay Chapter and Regional Treasurer of PCL Bicol Chapter. In 2010, she also served as Secretary General of the Vice Mayors League of the Philippines Albay Chapter for 6 years.

She graduated from the University of Santo-Tomas Legazpi with a degree in Economics. While in public service, she also completed a Development Legislation Enhancement Course from the Center for Local Governance offered by the University of the Philippines – National College of Public Administration and Governance.

Renato M. Dizon

Director

Renato Dizon was elected as COCOLIFE Director on June 25, 2021. He has more than 40 years of experience in the insurance business.

Previously, he served as an Assistant Vice President for Policy Issue, Underwriting, Policy Service and Claims at BF Lifeman Insurance Corporation. He became Manager for Underwriting and Claims at the Lincoln National Reinsurance Company. He also served as a Special Underwriting Consultant for the Prumerica Life Insurance Company, Inc. He then managed the Mortgage Redemption Insurance (MRI) pools as an Underwriting and Claims Consultant, and later on as an Administrator, for the following government agencies separately: Social Housing Finance Corporation (SHFC) MRI Insurance Pool, National Home Mortgage Finance Corporation (NHMFC) MRI Insurance Pool and Home Development Mutual Fund (HDMF) Yearly Renewable Term (YRT) MRI Insurance Pool.

He served as a Member of the Board of Trustees of the Home Office Life Underwriter’s Association of the Philippines for 10 years. He
also became a Member of the Life Insurance Claims Association of the Philippines (LICAP).

He graduated from the Colegio de San Juan de Letran with a Bachelor of Science, Major in Finance and Management degree.

Renmin Salvador R. Andal

Director

Elected as Director of COCOLIFE on October 22, 2021. He is presently the Chief Operating Officer at Monday Times Corporation. He writes a column for an online newspaper about people, government, and business. Mr. Andal was an active member of the PRRD Manila, wherein he campaigned for and advocated President Rodrigo Duterte’s objectives for the masses during the election. He also received an award on Elite Status in Performance and Accuracy.

Previous to this present position, Mr. Andal was an Executive Assistant III at Philippine Coconut Authority in 2017 and a Warehouse Servicer at Hospira (currently Pfizer Incorporated) in 2015.

Mr. Andal graduated with a degree on Bachelor of Science in Architecture at Mapua Institute of Technology in 2002.

He graduated from the University of the Philippines – Diliman with a Bachelor’s Degree in Foreign Service. He took up law from the same university and graduated with a law degree in 1974.

Gen. Arturo B. Ortiz (Ret.)

Director

Elected as Director of COCOLIFE on January 21, 2022. He is a retired Filipino Lieutenant General who was the Commanding General of the Philippine Army from 2010 to 2011. He is a recipient of the Philippine Medal of Valor (the Philippine equivalent of the US Medal of Honor), a four-time recipient of the Distinguished Service Star and Bronze Cross Medals. He is also a recipient of twenty-one (21) Military Merit Medals and three (3) Gold Cross Medals. In the years of 1987, 1993 and 2006, he took Close Quarter Battle course for becoming a jumpmaster. During the same year, he also took scuba diving course and all of which were taken in Special Forces School.

General Ortiz graduated from the Philippine Military Academy in 1979. In 1980 and 1981, he served at Special Warfare Brigade where he took basic courses in Airborne and Special Forces. He also took basic Armor Officer and civil-military operations course at the Training Command, Philippine Army in 1985. A year after, he took course in Civil Affairs, instructor training, and Officer Qualification Record for becoming a member of Special Forces. All those were taken in Fort Bragg, North Carolina, USA.

Aside from those mentioned above, in 2000, he studied General Staff course at Fort Leavenworth, Kansas, USA. He was the 12th commander of the Special Operations Command where he served from November 3, 2008 to July 23, 2010. He went on to
serve as the 53rd Commanding General of the Philippine Army. Currently, General Ortiz is an incumbent Director of Clark Development Authority (CDC).

Adm. Alexander P. Pama (Ret.)

Independent Director

Director Pama is a retired Vice Admiral of the Armed Forces of the Philippines. He is currently the Co-Chair of the Board of Directors of ARISE Philippines.

He also serves as a Consultant at the National Resilience Council and for Disaster Resilience of SM Prime Holdings Inc. He is an Adjunct Professor at the Asian Institute of Management and a visiting Lecturer at the Ateneo de Manila University.

He is a member of the Philippine Military Academy Class of 1979 and a graduate of the Naval Command Course at the US Naval War College in Newport, Rhode Island, USA. He had his post graduate course in National Security at the Christian Albrechts University, Kiel, Germany. He also took courses in Business Management in the Ateneo Graduate School of Business.

Gen. Eduardo SL. Oban Jr.

Independent Director

Director Oban is currently the Senior Management Executive of Strategic Planning Operations Management Inter-Agency Coordination Regional Security Alliances. He is also the Chairman of the Board of Directors of the Air Cavalier Credit Cooperative. He was the Executive Director of the Presidential Commission on Visiting Forces. He also served as the Undersecretary for Operations of the Department of Transportation and Communication and the Chief of Staff of the Armed Forces of the Philippines. He is a member of the Philippine Military Academy Class of 1979. He finished his Master’s in Business Economics at the University of Asia and the Pacific.

Atty. Narciso P. Nario. Jr.

Senior Vice President
Office of the Corporate Secretary

Atty. Nario holds Bachelor’s degrees in Arts and in Law from the Pontifical University of Santo Tomas. He is currently the Corporate Secretary of Cocolife. Prior to joining Cocolife, Atty. Nario served as Group Corporate Secretary, Head of Legal Department and Vice President of the Corporate Services Division at the Coconut Industry Investment Fund (CIIF) Oil Mills Group, and as the HR Head of the United Coconut Chemical Inc. (COCOCHEM).

Atty. Dan Marco Del Rosario

First Vice President
Deputy Corporate Secretary
Office of the  Corporate Secretary/Legal

Atty. Del Rosario is currently the Deputy Corporate Secretary of Cocolife. Aside from his role of overseeing regulatory and statutory responsibilities, he also serves as the Deputy Data Privacy Officer and a lawyer under the Legal Division. Atty. Dan took up Bachelor of Science in Legal Management at the Ateneo de Manila University and earned his Juris Doctor degree from the University of the Philippines College of Law.

Andy L. Tan

Executive Vice President
Head of Investments Division

Andy Tan brings years of experience in finance and management as the Executive Vice President and Head of the Investments Division.

He is a former Trust Marketing Head at the Asia United Bank, a former Accounting Officer at the Asiatrust Bank, and a former Institutional Sales Head At Securities 2000, Inc.

He has a Master’s degree in Business Administration, Bachelor of Science in Commerce, Major in Business Management, and Bachelor of Arts in Humanities degree from the De La Salle University Manila.

Atty. Alloysius R. Yebra

Executive Vice President and

Head of Healthcare Division

Atty. Alloysius Yebra is the Executive Vice President and Head of Healthcare Division of Cocolife and concurrent Director of Cocogen Insurance.

He was a former Associate of Sycip Law, and former Junior Partner of the Rosal, Reyes & Associates Law Firm. He was also a Professor of Criminal Law and Public International Law at the University of the East College of Law, as well as a Lecturer of Criminal Law and Labor Law at the Legal Edge Bar Review Center.

He obtained his Bachelor’s degree in Arts from the University of Santo Tomas. He finished at the top of his graduating class from San Beda Law.

Virginia D. Cunanan, CPA

Executive Vice President, Chief Accountant

and Head of Accounting Division

Virginia Cunanan, a Certified Public Accountant, is currently the Executive Vice President and Chief Accountant of Cocolife.

Having been a former Senior Auditor at Sycip, Gorres, Velayo (SGV) & Co., she brings with her a vast experience in accounting and auditing, particularly in the insurance field.

She obtained her Bachelor’s degree in Business Administration, Major in Accounting, Magna Cum Laude, from the University of the East, Manila where she was a consistent member of the prestigious Accounting Honor’s Program.

Atty. Amado E. Tayag

Senior Vice President,

Chief Legal Officer and Head of Legal Division

Atty. Amado Tayag is the Senior Vice President of Cocolife’s Legal Department.

He brings with him years of experience as the former Chairman of PLIA Legal and Legislative Committee, former Senior Partner at Divina Law, former Managing Partner at Tayag and Santiago Law Offices, and former Senior Lawyer at Carag Caballes Jamora and Somera Law Offices.

He was a Rector’s Awardee for Academic Excellence in the Field of Law, and was a recipient of the Plaque of Appreciation from the Insurance Commission for his invaluable contribution in crafting the New Insurance Code.

He has a Bachelor of Arts degree in Philosophy, graduated as Valedictorian and Magna Cum Laude in Bachelor of Laws, and earned his Master in Law from the University of Santo Tomas.

Atty. Michael D. Guevarra

Senior Vice President and Head of Human Resources

and Administrative Services Division

Atty. Michael Guevarra is currently serving as a Senior Vice President and Head of the Human Resources and Administrative Services Division.

He has a diverse organizational management, and training and development experience from the private sector, governmental sector, and non-governmental organizations. In the private sector, he took on the role of Project Manager after graduating from Bank of Commerce’s Management Training Program. On the side of non-governmental organizations, he has an engagement with Hirayang Kabataan as a facilitator of multiple youth leadership and training programs across the country. He was exposed to the organizational structure and processes of governmental organizations while serving under the Office on Halls of Justice of the Supreme Court prior to taking the 2021/22 Bar Examination.

He holds a degree in Bachelor of Science in Legal Management from Ateneo de Manila University. He obtained his Juris Doctor degree from the University of the Philippines College of Law where he also served as the Evening Representative in S.Y. 2016-2017. He passed the 2021/22 Bar Examinations with a distinction of Exemplary Performance.

Jessica Joyce C. Santos

Senior Vice President

and Head of Loans Department

Jessica Joyce Santos is the Senior Vice President of the Loans Department.

She has been in the field of credit evaluations, financial projections and analysis before joining Cocolife. Her past employments include serving as a Credit Analyst at BDO Unibank, Inc. and as a Relationship Manager at Metropolitan Bank and Trust Company.

She graduated Cum Laude from the University of the Philippines – Diliman with a degree in Business Administration. She is also a member of the UP Diliman’s Phi Kappa Phi Honor Society, along with the top 10% of batch 2011 graduates.

Jose Mari Alfonso G. Aquino

Senior Vice President and Head of Operations Division

Jose Aquino is the Senior Vice President and Head of Operations Division.

He has been working in the banking and finance industry prior to joining Cocolife. He has previously served as the Branch Manager Security Bank Corporation Makati Ave-Constellation, Relationship Manager for Metro South Region at the Union Bank of the Philippines, and Business Development Sales Officer for Metro South at East West
Banking Corporation.

He completed his Bachelor of Science in Educational Psychology at the De La Salle University – Manila.

Maricar M. Mangulabnan

Senior Vice President

and Head of Group Sales and Marketing Division

Maricar Mangulabnan is the Senior Vice President and Head of the Group Marketing Division, bringing with her years of experience in group insurance and business development.

She has a Bachelor’s degree in Business Administration Major in Marketing from the Pamantasan ng Lungsod ng Maynila, and finished Cum Laude from her Masters in Business Administration from the University of Santo Tomas.

Maria Katarina V. Bernardino

Senior Vice President, Chief Actuary

and Head of Actuarial Division

Maria Katarina Bernardino is currently the Senior Vice President and Chief Actuary of Cocolife.

She brings with her over 14 years of industry experience and expertise in finance, investments, strategy, actuarial, and risk. She was the former Vice President and Head of Risk of Philam-AIA Philippines. She is currently a Member of the Board of the Actuarial Society of the Philippines.

Graduating as Class Valedictorian & Magna Cum Laude in Bachelor of Science in Statistics from the University of the Philippines- Diliman, she also obtained her Professional Masters of Applied Mathematics from the same institution.

Atty. Jan Darryl C. Dimaculangan

Senior Vice President and Head of

Risk Management and Compliance Division

Atty. Jan Darryl Dimaculangan is currently the Senior Vice President and Head of Risk Management and Compliance Division.
He has years of experience in the field of Law as a former Legal Assistant at the Bantog & Andaya Law Office, former Legal Counsel of the Leviste Group of Companies, and a former Confidential Assistant at the Bureau of Customs.

He completed his Bachelor of Laws at the San Beda College of Law and graduated in the top 10% of his class. He earned his Bachelor of Science in Electronics and Communications Engineering as a full City Scholar at the Pamantasan ng Lungsod ng Maynila.

Atty. Paulo N. Rabanal

Senior Vice President,

Head Corporate Finance and Strategy Division

Atty. Paulo Rabanal is currently the Vice President and Head of Technical and Compliance Services Department under Cocolife’s Healthcare Division. 

Prior to joiningCocolife, he was an Assistant Vice President of Cocogen Insurance, Inc.-Cocolife’s non-life arm. He also served as a Senior Associate at Angara Abello Concepcion Regala & Cruz Law Offices (ACCRALAW). 

He obtained his Bachelor’s degree and Juris Doctor from the Ateneo de Manila University

Fredelito J. Ferrer

First Vice President

and Head of Information Technology Division

Fredelito Ferrer is currently the First Vice President and Head of Information of the Technology Division.

He has developed expertise through years of experience as the former Vice President and Head of IT Group of the Bank of Makati and of the Optimum Development Bank (AllBank), and as the former Assistant Vice President and Head of the Systems and Development Division of the Eastwest Banking Corporation.

He is a Certified DevOps Practitioner with a Bachelor of Science degree in Business Administration from the San Sebastian College Recoletos.

Atty. Elmore Edward J. Ornelas

Senior Vice President Chief Communications Officer and Head of Branding and Corporate Communications Division

Atty. Elmore Ornelas is the Senior Vice President Chief Communications Officer and Branding and Corporate Communications Division of Cocolife.

He has years of experience in government and public relations as he previously served in all branches of government. He was the former Executive Assistant to the Presiding Justice of the Court of Appeals. He served as a Chief of Staff in the Consultative Committee to review the 1987 Constitution. He was also a former Political Affairs Officer in the House of Representatives.

He obtained his Bachelor of Science in Legal Management with a minor in International Business from the Ateneo de Manila University and his Juris Doctor degree from the University of the Philippines College of Law. He passed the 2020/21 Bar examinations with exemplary performance.

Atty. Van Lee Roy C. Devesa

Senior Vice President and Head of Brokers Relations Office, and External Affairs and Government Relations Department

Van Lee Roy Devesa is the First Vice President and Head of External Affairs and Government Relations Division.

Before joining the Cocolife management, he served as the First Vice President of Operations at Cocogen – Cocolife’s non-life subsidiary. He also has several years of legal experience, working as an Associate at the De Guzman San Diego Mejia & Hernandez Law Offices and as an Attorney II at the Office of the Solicitor General.

Atty. Devesa was also a former Supervising Legislative Staff Officer III and later on as the Legislative Staff Chief at the Office of Deputy Speaker Ferdinand L. Hernandez.

 

He completed his Bachelor of Science in Nursing at the San Beda College and earned his Juris Doctor degree from the Ateneo Law School where he was a member of the Fraternal order of Utopia.

Ma. Rowena J. Asnan, ALMI

First Vice President and
Head of Marketing and Research Department

Ma. Rowena Asnan is currently the Vice President and Head of Marketing and Research Division.

She honed her expertise in strategic marketing, corporate communications, product development, and market research from her previous stints in the research industry, advertising and insurance industry. She was a Marketing Research & Intelligence Officer at Philam Life and former Marketing Services Manager at Berkley International Life.

She is an Associate in Customer Service and Life Management Institute and a former Board Secretary of the Philippine Marketing Association.

She earned her Bachelor of Science degree in Statistics from the University of the Philippines.

Daniel C. Abraham

Vice President

and Chief-of-Staff, Office of the President

Daniel Abraham is currently the Vice President and Chief-of-Staff of the Office of the President.

He shares with Cocolife his expertise in the field of analytics and research. Prior to his current position, Mr. Abraham worked as a Senior Data Analyst at Thumos, a Data Analyst at the SMP&Co. Technology and Quantitative Division, an Intern at RETAILGATE Business Analytics and Research Division, and a Freelance Researcher.

He earned his Bachelor of Science in Business Economics, cum laude, from the University of the Philippines – Diliman, and has a Master of Science in Statistics degree from the same institution.

 

Frederico P. Rona

Vice President and
Head of Commercial Business and Sales Division

Frederico Rona is the Vice President and Head of the Alternative Distribution Channels Department.

He brings with him years of experience in the insurance industry, from his previous employments including being the Senior Manager and Training Officer at Philam Plans, Inc., and the Regional Manager at All Asia Plans, Inc.

He is Bachelor of Science in Psychology graduate of the Far Eastern University.

Gerard John P. Caisip

Senior Vice President and Head of the
Corporate Finance and Strategy Division

Gerard Caisip is the Head of the Corporate Finance and Strategy Division. He graduated from the Ateneo de Manila University with a degree in Legal Management and obtained his Juris Doctor degree from the University of the Philippines College of Law.

He also completed business and finance courses from the University of New York in Prague and the National University of Singapore.

Ma. Floriada C. Endozo

First Vice President and
Deputy Head of Actuarial Division

Maria Floraida Endozo is currently the First Vice President of the Actuarial Division.

She honed her expertise from years of experience in the insurance industry as a former Senior Manager at Pru Life UK and Great Life Financials.

She has double degrees in Psychology and Mathematics, graduating Magna Cum Laude from the University of the Philippines.

Lynie A. Antonio

Vice President and Head of Sales Support Section,
Business Development Department

Lynie Antonio is currently the Vice President and Head of the Sales Support Department, working for Cocolife for over 29 years.

She obtained her Bachelor’s degree in Computer Data Processing Management from the Polytechnic University of the Philippines.

Rowena P. Memije

Vice President and
Head of Internal Audit Department

Rowena Memije is currently the Vice President and Head of the Internal Audit Department.

She brings with her years of experience from her previous employment at Prudential Educational Plan Inc. and Stratos Construction Co. She is also a member of the Institute of Internal Auditors of the Philippines.

She took up Accounting at the University of the East. She was a Dean’s Lister during her Executive Masters in Business Administration (EMBA) at the De La Salle University in Dasmariñas.

Edward Robin V. Gonzales

Vice President and Head of Distribution, Expansion, Acquisition, and Product Development

Edward Robin Gonzales is the Vice President and Head of the Acquisition and Expansion Department.

His past employments gave him extensive knowledge in insurance, some of which include being a former Training Officer at the ING Life, a former Training Specialist at AETNA Life, and a former Marketing Executive at Pru Life UK. He was a recipient of the Area Head of the Year award during his stint as Area Head of the Northeast Luzon Operations.

He completed his Bachelor of Science degree in Computer Science at Emilio Aguinaldo College.

Rowena M. Agustin
Vice President and
Head of Mallassurance Department

Rowena Agustin is the Vice President and Head of the MalIAssurance Department of Cocolife.

She brings with her years of experience in the insurance industry from her previous employments at the Philippine Prudential Life Insurance Company, Danvil Plans Inc., and Berkley International Plans.

She graduated from the United Doctors Medical Center with a Bachelor of Science degree in Nursing

Melanio B. De Vicente, Jr.

Vice President and Head of Digital Innovation for Sales and Growth Department, Head of Digital Sales Section

Melanio De Vicente is the Vice President and Head of the Digital Innovation for Sales and Growth Department and the Section Head of Digital Sales under the Alternative Distribution Channels Department.

He held several executive positions in esteemed companies in the Philippines, including being the former Vice President and Head of National Sales of Food Panda Philippines and FinTech First Circle Philippines, the former Co-Founder and Country Head of KFIT/ Fave Philippines, and the former CEO of Groupon Philippines. He is also a Co-Founder and CEO of Crate Philippines.

He obtained his degree in Computer Systems Design and Programming from AMA Manila.

Jeff Gabriel M. Cruz

Vice President and
Deputy Head of Operations Division

Jeff Cruz is currently the Vice President and Deputy Head of Operations Division.

Prior to working in Cocolife, he was an intern at the Bulacan Provincial Legal Office, Philippine Law Journal, and at the Angara Abello Concepcion Regala & Cruz Law Offices. He also served as a Research Assistant at the UP Law Center, Information, and Publications Division for two years.

He obtained his Bachelor of Arts in Political Science from the Ateneo de Manila University and his Juris Doctor degree from the University of the Philippines College of Law.

Bayan I. Magallon

Vice President and Head of
Administration Department Healthcare Division

Bayan Magallon, FLMI, CIA, CISA, CRA, FGAFM, CCO  shares his experience with Cocolife as the current Assistant Vice President for Risk Management and Compliance Division.

In the past, he had served as an Auditor for Cocolife and its Subsidiaries. He was also the Lead Information and Systems Architect for Cocolife’s IT Department and was a Senior Manager for the Risk Management & Compliance Division as well as for the Internal Audit Department. He was formerly the Auditor for the University of the East Manila and Caloocan.

He obtained his Bachelor of Science degree in Accountancy from the University of the East and his Master’s Degree in Business Administration from Far Eastern University.

Atty. Jeane Benalda Ruth M. Yaneza

Assistant Vice President,
Data Protection Officer, Risk Management
and Compliance Division

Jeane Benalda Ruth Yaneza is currently an Assistant Vice President of the Risk Management and Compliance Division.

She was an Associate at SyCip Salazar Hernandez & Gatmaitan from 2017 until 2019. She ranked 3rd in the Chief Compliance Officers (CCO) Qualifying Examination of the Center for Global Best Practices in 2019.

She earned her Bachelor of Arts degree in History from the University of the Philippines Diliman as her pre-law. She then obtained her Juris Doctor from the University of the Philippines College of Law.

JOSE MARI ALFONSO G. AQUINO

Senior Vice President and Head of Operations Division

Jose Aquino is the Senior Vice President and Head of Operations Division.

He has been working in the banking and finance industry prior to joining Cocolife. He has previously served as the Branch Manager Security Bank Corporation Makati Ave-Constellation, Relationship Manager for Metro South Region at the Union Bank of the Philippines, and Business Development Sales Officer for Metro South at East West Banking Corporation.

He completed his Bachelor of Science in Educational Psychology at the De La Salle University – Manila.