PRODUCT
COCOLIFE ARUGA
Just the thought of getting sick can keep you up at night. Hospitalization and medical bills can wipe out your savings in an instant. Cocolife Aruga provides peace of mind with financial protection when you need it most.

What is Cocolife Aruga?
Cocolife Aruga is a life and health insurance plan that covers your medical expenses and provides for your future needs. It is the first plan in the Philippines designed to offer results-oriented health coverage beyond the usual lists of defined illnesses.
PRODUCT
Why choose Cocolife Aruga?
Major Health Coverage
Receive guaranteed cash benefits equal to 100% of your plan’s face amount if you experience any of the covered life impact, major loss, or specific illness conditions.
1. Life impact condition
Get financial support if a health condition prevents you from working or studying for a certain period of time.
2. Major loss condition
Stay protected from the financial burden of permanent loss due to illness or injury.
3. Specific illness condition
Get cash benefits upon diagnosis of any of the leading critical illnesses: cancer, heart attack, or stroke.

Minor Health Coverage
Receive 20% of your plan’s face amount (up to two claims) upon the first diagnosis of any of the 10 covered early-stage critical illnesses.
Major Health Coverage
Cocolife Aruga provides life insurance protection equivalent to 100% of your plan’s face amount, less any minor health claims, ensuring your loved ones’ financial security in the event of your passing.
Return of Premium
If you remain in good health with no major health claims, you’ll receive 100% of your total basic premiums paid, less any minor health claims, when the policy matures.

Take control of your health and your future.
Still have questions?
Ask us and we’ve got answers for you!