COCOLIFE can help borrowers buy their own homes via its housing loan product, The loan can finance acquisition of land, house and lot, and condominium units. The loan can also be used to construct a house or renovate an existing one. Housing loans can be paid off up to as long as 15 years and interest rates are competitive and based on current lending rates of the market. Loan approval can be processed and approved in as fast as 10 days.