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Healthcare

COCOLIFE Healthcare was established in 1997 to complete Cocolife’s array of risk protection and financial services. As the demands of the market evolved, a card-based service was introduced in 1999 in addition to its reimbursement type of health insurance.

With over 25 years of industry experience, we have become the preferred partner of top hospitals and clinics, medical practitioners, and organizations in meeting the healthcare needs of their employees and families.

We are the first healthcare program provider certified under ISO 9001:2015, regulated by the Insurance Commission, and a long-standing member of the Association of Health Maintenance Organizations of the Philippines, Inc. (AHMOPI).

Why choose Cocolife Healthcare?

COCOLIFE Healthcare is more than just a health insurance provider — we are a long-standing partner in protecting the health, productivity, and financial well-being of your member.  With over 25 years of strong industry experience, COCOLIFE Healthcare is a pioneer in delivering healthcare services that are responsive, accessible, and tailored to your unique requirements. 

Group Life, Accident and Health Insurance Plan

This healthcare delivery system provides convenient access to cashless medical treatment through a network of first-rate hospitals and clinics nationwide.

Daily Hospitalization
Benefit

Get Paid While You Heal

Receive a daily cash allowance during hospital stays due to illness or accident. This plan provides financial relief when you need it most—so you can focus on recovery, not your bills.

 

Card-based Service

All-in-One Health Coverage with Nationwide Access


Our comprehensive plan offers fixed-rate, full coverage like hospitalization, outpatient care, dental, emergency, annual check-ups, and even life insurance. With open door policy, 24/7 medical helpline and teleconsult services, you’re fully supported every step of the way.

Unbundled Programs

Tailor-Fit Health Protection — Pay Only for What You Need

A flexible, cost-effective solution where you can pick only the benefits that matter most. Choose from In-Patient, Outpatient, or ER-Only coverage or combine them as needed. Enjoy full provider access and dedicated support without paying for unnecessary services.

Medical Reimbursement Program

Freedom to Choose. Confidence to Recover.

Get treated at your preferred hospital or doctor and simply get reimbursed after. This plan offers full flexibility and convenience, backed by fast claims processing and 24/7 assistance.

  • Customizable and flexible coverage​

  • Access to a vast network of accredited service providers and facilities nationwide

  • Prompt and ready assistance with our 24-Hour Medical Helpline

Third Party Administration Program

Custom Health Plans + Seamless Claims Management

Design your own benefit plan while Cocolife Healthcare handle administration, claims, and network access. Maintain uninterrupted coverage through a revolving fund, with reliable support every step of the way.

  • Customizable and flexible coverage​

  • Access to a vast network of accredited service providers and facilities nationwide

  • Prompt and ready assistance with our 24-Hour Medical Helpline

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Product Feature

Product Description

This is an insured program that requires a fixed premium (per enrollee) for a corresponding set of benefits. This healthcare delivery system provides convenient access to cashless medical treatment through a network of first-rate hospitals and clinics nationwide.

  1. Comprehensive Healthcare Program: This extensive program package covers In-Patient Care, Outpatient Care, Emergency Services, Preventive Care, Annual Check-up, Dental Coverage, and Financial Assistance in case of accidental or natural death.
  2. Unbundled Programs: Clients can choose only select components of the Comprehensive Healthcare Program that they deem to be suitable for their members.
    • In-Patient Only – This provides coverage for hospital admission due to illness or accident.
    • Outpatient Only – This provides coverage for outpatient consultations, laboratory tests, and treatment for cases that do not require hospital admission.
    • ER Coverage Only – This provides coverage for sudden and unexpected life threatening situations where urgent medical attention is necessary.

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