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Healthcare

COCOLIFE Healthcare was established in 1997 to complete Cocolife’s array of risk protection and financial services. As the demands of the market evolved, a card-based service was introduced in 1999 in addition to its reimbursement type of health insurance.

With over 25 years of industry experience, we have become the preferred partner of top hospitals and clinics, medical practitioners, and organizations in meeting the healthcare needs of their employees and families.

We are the first healthcare program provider certified under ISO 9001:2015, regulated by the Insurance Commission, and a long-standing member of the Association of Health Maintenance Organizations of the Philippines, Inc. (AHMOPI).

Why choose Cocolife Healthcare?

COCOLIFE Healthcare is more than just a health insurance provider — we are a long-standing partner in protecting the health, productivity, and financial well-being of your member.  With over 25 years of strong industry experience, COCOLIFE Healthcare is a pioneer in delivering healthcare services that are responsive, accessible, and tailored to your unique requirements. 

Group Life, Accident and Health Insurance Plan

This healthcare delivery system provides convenient access to cashless medical treatment through a network of first-rate hospitals and clinics nationwide.

Daily Hospitalization
Benefit

Lending a helping hand to individuals who may not receive their usual expected daily compensation while hospitalized due to an illness or accident.

Card-based Service

All-in-One Health Coverage with Nationwide Access


Our comprehensive plan offers fixed-rate, full coverage like hospitalization, outpatient care, dental, emergency, annual check-ups, and even life insurance. With open door policy, 24/7 medical helpline and teleconsult services, you’re fully supported every step of the way.

Daily Hospitalization
Benefit

Lending a helping hand to individuals who may not receive their usual expected daily compensation while hospitalized due to an illness or accident.

Medical Reimbursement Program

Freedom to Choose. Confidence to Recover.

Get treated at your preferred hospital or doctor and simply get reimbursed after. This plan offers full flexibility and convenience, backed by fast claims processing and 24/7 assistance.

  • Customizable and flexible coverage​

  • Access to a vast network of accredited service providers and facilities nationwide

  • Prompt and ready assistance with our 24-Hour Medical Helpline

Third Party Administration Program

Custom Health Plans + Seamless Claims Management

Design your own benefit plan while Cocolife Healthcare handle administration, claims, and network access. Maintain uninterrupted coverage through a revolving fund, with reliable support every step of the way.

  • Customizable and flexible coverage​

  • Access to a vast network of accredited service providers and facilities nationwide

  • Prompt and ready assistance with our 24-Hour Medical Helpline

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Product Feature

Product Description

This is an insured program that requires a fixed premium (per enrollee) for a corresponding set of benefits. This healthcare delivery system provides convenient access to cashless medical treatment through a network of first-rate hospitals and clinics nationwide.

  1. Comprehensive Healthcare Program: This extensive program package covers In-Patient Care, Outpatient Care, Emergency Services, Preventive Care, Annual Check-up, Dental Coverage, and Financial Assistance in case of accidental or natural death.
  2. Unbundled Programs: Clients can choose only select components of the Comprehensive Healthcare Program that they deem to be suitable for their members.
    • In-Patient Only – This provides coverage for hospital admission due to illness or accident.
    • Outpatient Only – This provides coverage for outpatient consultations, laboratory tests, and treatment for cases that do not require hospital admission.
    • ER Coverage Only – This provides coverage for sudden and unexpected life threatening situations where urgent medical attention is necessary.

Product Feature

Product Description

This premium-based health insurance is designed to provide you with a reliable daily cash allowance during hospitalization due to illness or accident. It’s the safety net that ensures you stay financially secure while focusing on your recovery.

  • Over 700 hospitals
  • Over 1000 clinics
  • Over 40,000 doctors and specialists
  • Over 700 plan coordinators in hospitals
  • Over 1000 dentists
 

Product Feature

Product Description

This plan provides flexibility to select your preferred doctors and medical facilities, with expenses reimbursed in accordance with the agreed terms and conditions specified in the policy. Designed to provide both convenience and financial security, this benefit ensures access to high-quality care with the utmost confidence and ease.

Get a Quote: Prioritize your team’s health with a healthcare program that’s accessible, reliable, and flexible designed for today’s workforce. Give your employees and their families the care they deserve. Let’s talk about how we can support your team.

Product Feature

Product Description

This is a fee for service plan that allows company to design customized benefit plans tailored to members’ needs while providing access to our extensive nationwide network of accredited facilities. With the establishment and maintenance of a revolving fund, the program guarantees continuous, uninterrupted coverage and efficient claims management.

  • Over 700 hospitals
  • Over 1000 clinics
  • Over 40,000 doctors and specialists
  • Over 700 plan coordinators in hospitals

Prioritize your team’s health with a healthcare program that’s accessible, reliable, and flexible designed for today’s workforce. Give your employees and their families the care they deserve. Let’s talk about how we can support your team.

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