Cocolife is committed to give you the financial freedom to live your dreams. So whether, it is a new home, college education or enough money to go on vacation, Cocolife is here to make your dreams come true. Our list of products and services are designed to answer your specific needs.
Our bancassurance partnership allows us to offer comprehensive insurance products exclusively designed for UCPB clients.
An ideal investment for your professionals and entrepreneurs.
Money Accumulator Classic or MAC gives young professionals access to a variety of fund options at a minimal cost. It is the only available variable life program in the country today that offers an incomparable product advantage. The Guaranteed Fund. This ensures capital growth and protection through its guaranteed interest rate that is higher than ordinary savings products.
PORTFOLIO OF FUNDS
Investors may choose from any of these funds managed by seasoned professional fund managers.
PESO GUARANTEED FUND
PESO FIXED INCOME FUND
PESO EQUITY FUND
PESO BOND FUND
DOLLAR GUARANTEED FUND
DOLLAR BOND FUND
FEATURES
AVAILABLE IN PESO AND US DOLLAR DENOMINATIONS
FLEXIBLE FEATURES
Diversified Investment Mix
Increasing Living and Insurance Benefits via top-ups
Switch funds for free twice a year
Fund Withdrawal - Full or Partial
LOW MAINTAINING BALANCE
TWO OPTIONS IN CASE OF UNTIMELY DEMISE:
Option 1- Beneficiaries will receive a lump sum equal to the higher of the Face Amount or the Account Value.
Option 2- Beneficiaries will receive a lump sum equal to the Face Amount plus the Account Value up to the insured's age of 65. Thereafter, the lump sum will be equal to the higher of the Face Amount or the Account Value.
LOYALTY BONUS
WITHDRAWABLE
MINIMAL COSTS
ISSUE AGES - 1 to 70
Cocolife Money Accumulator Preferred or MAP is a breakthrough in variable life products. MAP's unique product advantage, the Guaranteed Fund, provides a fixed interest rate that is higher than ordinary savings and wealth building products. MAP is available in Peso and Dollar denominations.
PORTFOLIO OF FUNDS
Investors may choose from any of these funds managed by seasoned professional fund managers.
PESO GUARANTEED FUND
PESO FIXED INCOME FUND
PESO EQUITY FUND
PESO BOND FUND
DOLLAR GUARANTEED FUND
DOLLAR BOND FUND
FEATURES
AVAILABLE IN PESO AND US DOLLAR DENOMINATIONS
FLEXIBLE FEATURES
Diversified Investment Mix
Increasing Living and Insurance Benefits via top-ups
Switch funds for free twice a year
Fund Withdrawal - Full or Partial
LOW MAINTAINING BALANCE
TWO OPTIONS IN CASE OF UNTIMELY DEMISE:
Option 1- Beneficiaries will receive a lump sum equal to the higher of the Face Amount or the Account Value.
Option 2- Beneficiaries will receive a lump sum equal to the Face Amount plus the Account Value up to the insured's age of 65. Thereafter, the lump sum will be equal to the higher of the Face Amount or the Account Value.
LOYALTY BONUS
WITHDRAWABLE
MINIMAL COSTS
ISSUE AGES - 1 to 70
Money Accumulator Preferred Plus is a single-pay variable life investment product with increasing death benefit. Depending on your risk appetite, Cocolife will invest your money in six fund options: Peso Guaranteed Fund, Peso Fixed Income Fund, Peso Equity Fund, Peso Bond Fund, Dollar Guaranteed Fund, and Dollar Bond Fund. MAP Plus is available in Peso and Dollar denominations..
PORTFOLIO OF FUNDS
Investors may choose from any of these funds managed by seasoned professional fund managers.
PESO GUARANTEED FUND
PESO FIXED INCOME FUND
PESO EQUITY FUND
PESO BOND FUND
DOLLAR GUARANTEED FUND
DOLLAR BOND FUND
FEATURES
AVAILABLE IN PESO AND US DOLLAR DENOMINATIONS
FLEXIBLE FEATURES
Diversified Investment Mix
Increasing Living and Insurance Benefits via top-ups
Switch funds for free twice a year
Fund Withdrawal - Full or Partial
LOW MAINTAINING BALANCE
TWO OPTIONS IN CASE OF UNTIMELY DEMISE:
Option 1- Beneficiaries will receive a lump sum equal to the higher of the Face Amount or the Account Value.
Option 2- Beneficiaries will receive a lump sum equal to the Face Amount plus the Account Value up to the insured's age of 65. Thereafter, the lump sum will be equal to the higher of the Face Amount or the Account Value.
LOYALTY BONUS
WITHDRAWABLE
MINIMAL COSTS
ISSUE AGES - 1 to 70
Zenith is a single-pay variable life that allows you to reach the zenith of investment returns; so you and your family can live your dreams.
HOW CAN YOU TURN YOUR MONEY INTO WEALTH?
Advantages of Cocolife Zenith
It provides an opportunity for faster accumulation of fund value because it has no premium charge. Your life insurance coverage equals to at least 125% of investment principal.
A loyalty bonus will be credited to your fund at the end of the 10th policy year and every 5 years thereafter.
When the policy is in-force, you may apply to switch units of one investment fund allocated to the policy to another investment fund.
Funds maybe partially or fully withdrawn anytime*
* Note: Withdrawals made in the first 5 years are subject to withdrawal charges.
Fund Options
Depending on your risk appetite, here are the fund options you can choose from:
Issue Age: 1-70 years old
Minimum Face Amount: Php 500,000.00
Minimum Single Premium: Php 400,000.00
30 YEARS OLD
Single Premium: Php 1,000,000.00
Face Amount: Php 1,250,000.00
Fund Mix:
Peso Guaranteed Fund: 90%
Peso Fixed Income Fund: 5%
Peso Equity Fund: 5%
40 YEARS OLD
Single Premium: Php 5,000,000.00
Face Amount: Php 6,250,000.00
Fund Mix:
Peso Guaranteed Fund: 90%
Peso Fixed Income Fund: 5%
Peso Equity Fund: 5%
* Illustrative fund values are based on the interest rate assumptions specified above. Applicable withdrawal charges will be deducted from the fund value.
The Annual Renewable Term plan renews every year at attained age premiums until attained age 70. It can be converted to a permanent plan until attained age 70 without evidence of insurability.
The 10-Year Renewable Convertible Term Plan renews every 10 years at attained age premium until attained age 60. It can be converted to a permanent plan until attained age 70 without evidence of insurability.
Vestibulum ac diam sit amet quam vehicula elementum sed sit amet dui. Mauris blandit aliquet elit, eget tincidunt nibh pulvinar a. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Cras ultricies ligula sed magna dictum porta.
FLEXI is a variable life insurance plan, payable in 5, 7, 10, and 20 years, that gives you the freedom to design your investment/insurance plan according to your needs. It provides you with options so you can have a plan that is tailor-fit to your goals in life.
INCOME PROTECTOR
In case you get sick or incapacitated, FLEXI will provide you with cash benefits to help you cope financially. No need to worry that you cannot withdraw your money. FLEXI allows you to withdraw anytime.
RETIREMENT
FLEXI provides you with enough funds to take care of you when you retire.
ILLUSTRATIVE VALUES:
INTERESTED? Click here.
FLEXI is a variable life insurance plan, payable in 5, 7, 10, or 20 years, that gives you the freedom to design your investment/insurance plan according to your needs. It provides you with options so you can have a plan that is tailor-fit to your goals in life.
INCOME PROTECTOR
In case you get sick or incapacitated, FLEXI will provide you with cash benefits to help you cope financially. No need to worry that you cannot withdraw your money. FLEXI allows you to withdraw anytime.
ILLUSTRATIVE VALUES:
INTERESTED? Click here.
FLEXI is a variable life insurance plan, payable in 5, 7, 10, or 20 years, that gives you the freedom to design your investment/insurance plan according to your needs. It provides you with options so you can have a plan that is tailor-fit to your goals in life.
EDUCATION
Use your earnings from FLEXI to support the education of your children.
ILLUSTRATIVE VALUES:
INTERESTED? Click here.
FLEXI is a variable life insurance plan, payable in 5, 7, 10, or 20 years, that gives you the freedom to design your investment/insurance plan according to your needs. It provides you with options so you can have a plan that is tailor-fit to your goals in life.
INVESTMENT
FLEXI is a good investment vehicle that will help you grow your money.
ILLUSTRATIVE VALUES:
INTERESTED? Click here.
Cocolife is the leader in Group Insurance, a ranking provided by no less than the Insurance Commission of the Philippines. Companies and organizations can rely on Cocolife to provide them with an insurance package that answers the needs of their employees, members or debtors.
GROUP YEARLY RENEWABLE TERM INSURANCE
GROUP CREDIT (GCLI) / MORTGAGE REDEMPTION INSURANCE (MRI) / GROUP TERM INSURANCE
GYRT DOLLAR PLAN
COCOLIFE Healthcare was established in 1997 to complete Cocolife's array of risk protection services. As the demands of the market evolved, a card-based service was introduced in 1999 in addition to its reimbursement type of health insurance.
We are the first healthcare program provider certified by ISO 9001:2008 and regulated by the Insurance Commission.
We continuously expand our reach and to date we have a network consisting of over 40,000 healthcare providers (hospitals, clinics, physicians, and dentists) across the country. We are the healthcare provider of choice of over 1,000 corporations that trust our brand of service delivery.
Our efforts to deliver the best healthcare program have not been left unnoticed. Various consumer groups and award giving bodies acknowledged COCOLIFE Healthcare as the Most Outstanding Healthcare Program Provider, and among them are Consumers Union of the Philippines, Global Excellence Awards, Asia Pacific Excellence Awards, and the Parangal ng Bayan Foundation.
These achievements and recognitions are an inspiration to the men and women behind COCOLIFE Healthcare. We shall continue to uphold and improve our commitment to provide innovative, flexible, and superior quality healthcare service for our members and partners because COCOLIFE Healthcare cares for you and those you care for.
Cocolife understands that we all live different lives and we all have different needs. That is why Cocolife designed a whole slew of individual products that help us achieve our goals, our dreams
FAMILY PROTECTION
Anything can happen...whether you are just starting your career, raising your own family, sending your kids to school or even when entering into your retirement. Should something happen to you, what happens to your loved ones?
This will surely take a toll not just on their emotional, and physical well- being, but also on their finances. Surely, the least you can do is prepare for their financial security so they can feel your love and care even if you’re no longer around.
A special financial plan that lets you enjoy more than 200% life insurance protection plus guaranteed cash bonuses.
This product is exclusively available for Mall Clients.
PREPARE FOR YOUR CHILD’S COLLEGE EDUCATION NOW!
What do you want to be when you grow up?
This is one question most parents ask their kid. Whatever the answer, parents will do anything within their power to ensure that their child’s dream is fulfilled.
Cocolife, the biggest Filipino-owned stock life insurance company, helps you fulfill this dream with FLEXI 10, a disciplined savings and investment program designed to give your child the brightest future he deserves.
YOU DREAM, WE MAKE IT REAL
A lavish destination wedding, a brand-new SUV or a fully-furnished house in an exclusive village. If this is your dream, Cocolife, the biggest Filipino-owned stock life insurance company can help you make it real.
You can start building funds for major purchases like the equity for your dream house, or the start-up capital for your very own business.
RETIREMENT
Anything can happen...whether you are just starting your career, raising your own family, sending your kids to school or even when entering into your retirement. Should something happen to you, what happens to your loved ones?
This will surely take a toll not just on their emotional, and physical well- being, but also on their finances. Surely, the least you can do is prepare for their financial security so they can feel your love and care even if you’re no longer around.
Health is wealth. This is the best gift we can ever have, as a healthy body allows us to enjoy everything that life has to offer. With good health we can fulfill our life goals and live a full life.
Let us take good care of our health. Eat the right foods, have enough sleep, get some exercise. And just to be very sure that we are well protected, let us start investing for our health.
Cocolife has several investment funds that offer high investment returns which you can allocate funds for future medical needs. Take good care of your health now and let Cocolife take care of you during emergencies.
COCOLIFE ASSET MANAGEMENT COMPANY, INC. (CAMCI)
CAMCI FUND MANAGERS
FUND PERFORMANCE
FUNDS
The Filipino migrant workers are truly deserving of the title "Ang Bagong Bayani". They have fueled the nation's economy, providing the government the much needed revenues. As a way of giving back, the government passed RA 8042, the Compulsory Insurance Coverage for Agency-Hired Migrant Workers. Cocolife is privileged to be one of the accredited insurers. We are proud of this opportunity to provide our migrant workers with insurance protection. Cocolife is committed to give priority to the needs of our new heroes as we are big on caring for our migrant workers.
Teachers of the Department of Education and Culture comprise one of the largest block of clients covered through the salary or payroll system. As with the EPDI market, the salary loan option was also made available as attachment to the insurance plan.
COCOLIFE SEAFARER'S SECURITY PROGRAM FEATURES:
LOANS PACKAGE:
GROUP YEARLY RENEWABLE TERM PLAN FOR MICROINSURANCE
GROUP CREDIT LIFE INSURANCE PLAN FOR MICROINSURANCE
HOSPICASH PLAN FOR MICROINSURANCE
Freedom to Live Your Life!
